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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Providing Credit Information to Borrowers to Improve Repayment in Guatemala

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

Secured Transaction Reform to Increase Access to Capital for Small and Medium Enterprises in Colombia

Entrepreneurs in developing countries face a number of barriers to expanding their businesses and employing more workers, including limited access to credit and other financial services. In Colombia, researchers are investigating whether a regulatory reform that allows small and medium enterprises...

Providing Foodstuffs and Cash Loans to Improve Smallholder Farming in Zambia

In Zambia, researchers examined the impact of access to seasonal credit on farming households’ consumption, labor allocation, and agricultural output. The results suggest that access to food and cash loans during the lean season increased agricultural output and consumption, decreased off-farm labor...

Learning the Value of Education in the Dominican Republic

Lucas Coffman
Ryan Cooper
Daniel Morales
How important are the returns to education in determining schooling decisions? Do students have accurate information about these returns when they choose whether to continue schooling? In partnership with the Ministry of Education in the Dominican Republic, researchers are evaluating the impact of...

Personalizing Information to Improve Retirement Savings in Chile

Olga Fuentes Contreras
Julio Riutort
Felix Villatoro
Researchers partnered with Chile’s national pension authority to evaluate the effect of personalized versus generic information, delivered via self-service kiosks at government offices, on long-term savings. People who received personalized information increased their voluntary contributions in the...