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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Enrique Seira Bejarano
Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Scaling and Unpacking a Successful Summer Jobs Program

Recent studies have found that summer youth employment programs appear to generate large declines in the rates of violent crime—a significant finding for urban policymakers seeking to create safer, more vibrant cities.

Encouraging Carpooling in Malaysia and Singapore

Ruimin He
Zoe Hitzig
Xin Wei Ngiam
Traffic is a significant concern in many rapidly developing and urbanizing countries, as it contributes to increased commute times, pollution, and fuel consumption. One solution to this challenge could be ride-sharing to reduce the number of cars on the road. In Malaysia and Singapore, researchers...

The Impact of Group-Based Grain Storage Schemes on Farmers’ Savings and Incomes in Kenya

Jonathan Robinson
Researchers worked with existing savings clubs in Kenya to study the effect of two interventions on savings: the provision of communal crop storage devices and the provision of savings accounts earmarked for farm purchases. Researchers find that the products were popular: about 56% of farmers took...