Evaluations

Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

Researchers offered market vendors and bicycle taxi drivers in rural Kenya the opportunity to open a savings account at no cost. The formal savings accounts increased savings, productive investments, and expenditure levels among female micro-entrepreneurs, but not among males.

Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

Researchers tested the effect of seven different information disclosure messages on credit card clients of a large Mexican bank and found that non-standard information disclosures reduced debt levels and lowered delinquency more effectively than legally mandated disclosures.

Researchers conducted a randomized evaluation in Cape Town, South Africa to measure the effect of prepaid meters on households’ electricity use and utility revenue. They found that prepaid meters led households to reduce their electricity consumption, but helped the utility company recover more...

Providing cash grants to low-income households without any strings attached has been proven to have various benefits on the lives of those who receive the transfers, but less is known about how this sudden influx of income affects the local economy and people living nearby. In western Kenya...

Researchers evaluated the impact of a civic education program involving learning-by-doing and student-centered teaching approaches in middle schools across three European countries. The program increased students’ academic performance, respect for school rules, and friendship networks with people...

In partnership with candidates, researcher Alan Gerber conducted five randomized evaluations in two states to measure the effect of campaign mailings on vote shares. The results suggest that incumbent spending has a negligible effect on vote share, whereas challenger spending was effective.