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Displaying 89-96 of 228

The Effect of Discussion Group Composition on Policy Preferences in the United States

Cynthia Farrar
Jennifer E. Green
David W. Nickerson
Steven Shewfelt
In a series of three evaluations throughout the United States, researchers evaluated the effect of group composition on individual participants’ political views. They found little evidence that the ideological and demographic complexion of the group influenced post-discussion opinions.

Using Behavioral Economics to Help Individuals Reduce Debt in the United States

Researchers designed and piloted a program called Borrow Less Tomorrow (BoLT) that took a behavioral approach to debt reduction, combining an accelerated loan repayment schedule with peer support and reminders. Results from a sample of free tax-preparation clients in Tulsa, United States suggest a...

Impacts of Subsidized Entrepreneurship Training in the United States

Subsidizing entrepreneurship training in the United States did not improve access to training services or promoted employment among groups affected by discrimination.

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Saving Incentives for Low and Middle Income Families: Evidence From a Field Experiment with HR Block

William Gale
Peter Orszag
Emmanuel Saez
Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA...

The Impact of Framing Information on Life Annuity Investments in the United States

Jeffrey Brown
Jeffrey Kling
Marian Wrobel
Researchers evaluated the effect of the framing of potential investment options on people's investment in life annuities. They found that individuals were more likely to prefer an annuity when their options emphasized future consumption, rather than framing options in terms of investments. These...

Health Care Hotspotting in the United States

Joel Cantor
Margaret Koller
Aaron Truchil
Annetta Zhou
Rapidly rising health care costs in the United States have generated interest in identifying effective ways to improve the quality of care delivery and reduce waste within the health care system. In this study, researchers evaluated the impact of a care management program that provides medical and...