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The Second Attempt Made the Difference

Voluntary Counseling and Testing (VCT) to Reduce Risky Sexual Behaviors and Increase Schooling Investments in Malawi

Erick Gong
Berk Ozler
Researchers introduced a Voluntary HIV Counseling and Testing (VCT) program to young females in Malawi to determine whether the program affects risky sexual behavior and school performance. They found no overall effect of VCT on risk of sexually transmitted infections or achievement test scores...

Research and Impacts of Digital Financial Services

A new paper describes recent evidence on what works for financial inclusion and identifies products and innovations that address key financial market failures facing poor households. Written by J-PAL affiliates Dean Karlan, Rohini Pande, Tavneet Suri, Jonathan Zinman, and co-authors, this paper also...