Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Characterizing Firm-Level Discrimination

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

Increasing Financial Aspirations to Improve Financial Decision-Making and Outcomes in the Philippines

David McKenzie
Aakash Mohpal
Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

Smart Meters: Do Prices Matter to Their Adoption and Do They Save Energy?

Michael Price
Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

Flipcharts, School Inputs, and Retrospective versus Prospective Analyses in Kenya

Sylvie Moulin
Eric Zitzewitz
Researchers provided educational flipcharts to 89 randomly selected Kenyan primary schools and evaluated their impact on student learning, comparing retrospective and prospective estimates. In the prospective study, the estimated impact of flipcharts on student test scores was found to be close to...

Influencing the Provision of Social Services through Mandated Female Representation in Policymaking in India

Researchers studied the policy consequences of mandated representation of female policymakers by determining whether there was any difference in the provision of social services between male- and female-led village councils. Results suggest that reservations for female leaders affected policy...

Small Business Training and Loans for Aspiring Entrepreneurs in Disadvantaged Neighborhoods in France (ADIE)

Elise Huillery
Juliette Seban
Researchers evaluated whether coaching, guidance, and financial support could help young people create and sustain independent businesses. The entrepreneurship training program did not increase entrepreneurship, and participating youth were more likely to be unemployed and earn lower revenues from...