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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

Increasing the Demand for Workers with a Criminal Record in the United States

Workers with criminal records face substantially lower chances of securing employment compared to similar workers without such records. Researchers evaluated the effectiveness of different approaches, including wage subsidies, crime and safety insurance, past performance reviews, criminal record...

The Effect of Health Insurance on Child Labor in Pakistan

As of 2016, an estimated 151.6 million children aged 5 to 17 were engaged in child labor globally. For low-income households, economic shocks such as expensive accidents or illness are important determinants of child labor, as parents might have to send children to work for additional income...

Anonymity or Distance? Removing Obstacles to Youth Employment in Urban Ethiopia

Researchers evaluated and compared the impact of two different job search assistance policies on employment outcomes for young job seekers in Addis Ababa. Helping youth signal their skills to employers improved their earnings and job duration four years later, especially for youth who would usually...

Cognitive Behavioral Training to Improve Mental Health Among Conflict-Affected Entrepreneurs in Pakistan

Tasmia Rahman
Priyam Saraf
Mental health, well-being, and lasting economic outcomes are intimately connected, and in conflict-affected areas, entrepreneurs of small- and medium-sized enterprises (SME) experience chronic stress and poor mental health on a regular basis. Researchers evaluated the effects of supplementing a cash...

Reducing Gender Differences in Financial Literacy and Confidence in Israel

Moses Shayo
Researchers evaluated the impacts of increased exposure to financial markets on participants’ financial literacy and investment behavior in Israel, and found it reduced the gender gap in financial literacy and confidence. They found that engaging in financial markets increased participants'...

Follow-Up Phone Calls to Reduce the Costs of Job Search among Job Seekers in Pakistan

Researchers conducted a randomized evaluation to test the impact of reducing the psychological costs of job applications, such as the tendency to postpone applications because completing a task today seems more burdensome than tomorrow, on job application rates and interviews in Lahore, Pakistan...

The Effect of Incentive-Based Pay in the Weatherization Assistance Program on Energy Efficiency in Illinois

Researchers conducted a randomized evaluation of the Illinois Home Weatherization Assistance Program (IHWAP), which aims to improve energy efficiency in low-income households. The study tested the impact of performance-based pay for contractors implementing air sealing retrofits as part of IHWAP...