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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Leveraging Business Networks to Boost Women’s Entrepreneurship in Ghana

Researchers investigated the role of online networking groups (via WhatsApp) and free legal aid on improving business innovation, practices, sales, and profits among growth-oriented women-owned firms in Ghana. They found that online networking groups meaningfully encouraged business innovation...

The impact of payments for ecosystem services on crop burning in India

Researchers are conducting a randomized evaluation to test the impact of a PES program that offers financial rewards to paddy farmers for reducing burning of crop residue (or “stubble”) on stubble burning in Punjab, India.

The Impact of Unconditional Cash Transfers on Health Outcomes in Chelsea, Massachusetts

Benjamin Le Cook
The City of Chelsea implemented a cash transfer program called Chelsea Eats, which provided eligible households with up to US$400 per month for nine months. Researchers conducted a randomized evaluation on the impact of the unconditional cash transfer on health care utilization and a variety of...

Digital Credit Literacy Campaign in Malawi

Valentina Brailovskaya
Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Peer Effects, Diversity, and College Roommates in the United States

Johanne Boisjoly
Jacque Eccles
Researchers in the United States assessed the impact on college students of having a roommate from a different race. White students assigned to a black roommate were more likely to endorse affirmative action policies than those assigned to a white roommate. Other factors, such as having roommates...