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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.

Information Dissemination Campaign and Voters' Behavior in the 2009 Municipal Elections in Mexico

Researchers randomly assigned voting precincts to a campaign spreading information on corruption and public expenditure one week before the 2009 municipal elections in Mexico. Providing incumbent corruption information not only decreased incumbent party support, but also decreased voter turnout and...

Formal Vocational Training Schools and Employment in Mongolia

Researchers evaluated the impact of admission to one of Mongolia’s formal vocational training programs on students’ educational attainment, employment, and earnings. Admission led to higher educational attainment and employment for applicants, especially for women, and increased earnings for women.

Influences on Investments in Preventative Health Products in Kenya

Jennifer Meredith
Jonathan Robinson
Sarah Walker
Bruce Wydick
In Kenya, researchers studied whether information or price subsidies influenced demand for a simple health product which could be effective in preventing soil-transmitted helminths (STHs). While providing liquidity and targeting women can increase demand for preventative health products, price has...

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...