Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Sending Text Messages to Parents to Improve Student Achievement in Middle and High Schools in the United States

A randomized evaluation of the text alert program showed that the intervention reduced course failures, increased class attendance and improved in-class exam scores. The effects are larger for students with below-average GPAs and students in high school, and positive effects persist into the second...

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

The Effect of Health Insurance on Child Labor in Pakistan

As of 2016, an estimated 151.6 million children aged 5 to 17 were engaged in child labor globally. For low-income households, economic shocks such as expensive accidents or illness are important determinants of child labor, as parents might have to send children to work for additional income...

The Impact of Unconditional Cash Transfers on Consumption and Household Balance Sheets in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers conducted a randomized evaluation testing the impact of monthly cash transfers of $1,000 to low-income individuals in Texas and Illinois on household expenditures, debts and assets, and financial health. The study found that receiving the cash transfer increased spending by $310 per...

Anonymity or Distance? Removing Obstacles to Youth Employment in Urban Ethiopia

Researchers evaluated and compared the impact of two different job search assistance policies on employment outcomes for young job seekers in Addis Ababa. Helping youth signal their skills to employers improved their earnings and job duration four years later, especially for youth who would usually...

Online Customer Discrimination against Female Workers in Sub-Saharan Africa

Matthew Pecenco
Edward Rubin
Researchers evaluated the impact of gender-based discrimination on female teleworkers’ productivity in online sales interactions with customers in Africa. When a customer chat representative had a female-sounding name, it led to significantly fewer purchases, and slower and more reserved reactions...

The Indirect Effects of a Campaign Against Electoral Violence in Nigeria

Researchers conducted a randomized evaluation in Nigeria to determine whether a campaign against electoral violence could spread through social networks to affect the perceptions and behaviors not only of the individuals targeted by the campaign but also others to whom they have social ties. The...