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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Effects of Varying Input Market Timing and Access to Credit on Farmers’ Agricultural Investment in Mali

In Mali, researchers conducted a randomized evaluation to test how the design and timing of a physical market for inputs (village input fairs) with varying levels of credit access affected farmers’ investment decisions. They found that farmers with access to credit from VIFs organized after harvest...

Forgive and Forget: The Impact of Medical Debt Forgiveness on Financial Outcomes in the United States

In this randomized evaluation, researchers evaluated the impact of a medical debt relief program (that buys and relieves a portion of individuals’ medical debt) on measures of mental and physical health, health care utilization, and financial well-being—including financial distress, credit score...

Providing Free Internet Connectivity to Improve Financial and Economic Outcomes in Kenya

Researchers are partnering with a leading mobile network operator to investigate how the internet affects financial and economic outcomes, particularly for women.

High Hopes: Saving for High School with a Mobile-Money Lock-Box in Kenya

In Kenya, researchers partnered with a telecom operator to evaluate the impact of a commitment savings account, called the “High Hopes” Lock-Savings Account, on account usage, savings and loans, and school enrollment. The study found that many parents used the accounts–usage rates increased by about...

Protecting Agricultural Households Against Floods Through Flexible Microfinance in Bangladesh

Floods are an extremely destructive and increasingly common threat to rural agricultural households in countries without strong social safety nets. Researchers conducted a randomized evaluation to study the welfare impacts of a new microcredit product which guarantees credit access to agricultural...

Leveraging Local Governments to Support Rice Mechanization in India

Working with local government leaders and agricultural extension agents, the researcher is conducting a randomized evaluation to test the impact of promoting a mechanization technology. Uniquely, the researcher will closely track how employment shifts for women who formerly did the mechanized work.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.