Evaluations

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.

Researchers conducted a randomized evaluation to test the impact of a savings lockbox, or SMS reminders, on household saving, spending, and the ability to cope with negative shocks in rural Niger. Take-up and usage of the lockbox were high, and while the lockbox intervention did not affect overall...

Herders may change their herding practices to better sustain the land if they own rights to it, which could also translate into bigger and healthier animals, and more income for the herders. In this study, carried out near two cities in Mongolia, researchers evaluated the impact of private property...

To test this, researchers evaluated the impact of a financial literacy workshop on miners’ financial understanding, behavior, and use of financial services.