Evaluations

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

This study examines how reminders to file taxes affect tax filing decisions among low-income individuals who did not appear on a filed tax return. The results of two randomized evaluations demonstrate that one-time reminders increase tax filing—both to claim tax refunds as well as to voluntarily pay...

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

Researchers conducted a randomized evaluation to test the impact of a large, information-only intervention about tax credits and financial aid for college on college application and enrollment. Information about tax credits did not influence reenrollment, reapplication, or enrollment, even for...

In partnership with Nyala Dairy Cooperative, researchers evaluated the impact of offering asset collateralized loans for rainwater harvesting tanks on both credit access for dairy farmers and profitability for the lender. Using the tanks as loan collateral led to higher take-up of loans by farmers...

Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.

Researchers are conducting a randomized evaluation to test whether a phone-based information service can increase take-up of India’s maternity cash transfer programs, and whether phone-based feedback can improve local-level program functioning and child health. Research ongoing; Results forthcoming.

Across six randomized evaluations, researchers studied the impact of low-cost, low-touch informational interventions, or “nudges,” on take-up of the federal and state Earned Income Tax Credit (EITC) in California. None of the interventions had an impact on EITC take-up, suggesting that information...