Evaluations

In South Africa, researchers evaluated whether people have enough information to identify reliable borrowers among their peers and if they can help enforce loan repayment. They found that when given incentives, peers were not effective at screening for creditworthiness, but they were effective at...

Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Researchers tested the assumption of price inelastic demand using a randomized evaluation in South Africa. The results suggest that the demand curves were downward sloping, and steeper for price increases relative to the lender’s standard rates. Researchers also found that loan size was far more...

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Centering on one native Amazonian society (Tsimane’) and partnering with a Bolivian non- profit, researchers evaluated the impact of providing Tsimane’ households with lockboxes on their savings activity, consumption, and well-being. Providing lockboxes increased household financial assets but had...

In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.