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Displaying 185-192 of 286

Testing for Peer Screening and Enforcement in Microlending: Evidence from South Africa

In South Africa, researchers evaluated whether people have enough information to identify reliable borrowers among their peers and if they can help enforce loan repayment. They found that when given incentives, peers were not effective at screening for creditworthiness, but they were effective at...

Financial Education for Indian Migrant Workers in Qatar

Ganesh Seshan
Researchers examined the impact of receiving an invitation to a savings-focused financial literacy workshop on the financial decisions of Indian migrant workers in Qatar and their wives in India. A one-time financial literacy workshop in Qatar increased migrant workers’ joint financial decision...

Financial Literacy, Access to Finance, and the Effect of Being Banked in Indonesia

Thomas Sampson
Bilal Zia
Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Text Message Reminders and Incentives to Save in Bolivia

Researchers evaluated the effectiveness of sending text message reminders to clients holding programmed savings accounts.