Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 96 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 161-168 of 286

Cutting Through the Clutter: Making Insurance Choices Easier in the United States

Jeffrey Kling
Eldar Shafir
Lee Vermeulen
Marian Wrobel
Researchers evaluated the effect of personalized options information on seniors' plan choices. They found that people who received personalized information were more likely to change plans, resulting in an average saving of US$100 per year. This suggests that direct information delivery can decrease...

Futures Prices and Risk Hedging in Gujarat, India

Researchers conducted a randomized evaluation to measure the impact of a crop price awareness program on reducing price uncertainty and promoting forward-looking planting decisions among farmers in India.

Increasing Financial Aspirations to Improve Financial Decision-Making and Outcomes in the Philippines

David McKenzie
Aakash Mohpal
Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

School-Based Financial Education for Improved Financial Decision-Making and Academic Performance among Youth in Ghana

In southern and eastern Ghana, researchers evaluated two youth financial literacy programs to test their impact on savings, labor, academic performance, and financial decision-making. One program integrated financial and social education, while the second only offered financial education. Both...

Using Encouragement to Overcome Psychological Barriers to Saving in Peru

Researchers examined the impact of an initiative to promote savings, through financial incentives, reminders, and messaging, on the savings behavior of the urban poor in Peru. Preliminary results found that the initiative increased the probability that clients reached their savings goals; negatively...

The Economic, Health, and Psychological Effects of Health Insurance and Unconditional Cash Transfers in Kenya

Justin Abraham
Chaning Jang
Researchers evaluated the effects of a free health insurance policy and UCTs of the same value on the economic, health, and psychological outcomes of informal workers in Kenya. Participants who received health insurance self-reported reduced stress and had lower cortisol levels; UCTs led to fewer...