Evaluations

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

Working closely with a highly profitable consumer lender in South Africa, researchers sought to determine the effects of advertising content, price, and offer deadlines on loan take up. They found the marketing had significant effects on loan take up, but not on loan amount or default rates. Clients...

Women who received private access to vouchers for contraceptives were more likely to take up and use contraception, compared to women whose husbands were involved in the voucher program.

To test this theory, researchers examined results of a housing lottery to measure the impact of relocation on slum residents. They found that offering subsidized suburban housing resulted in neither comprehensive take-up nor higher family income, suggesting that the benefits of improved housing were...

In South Africa, researchers evaluated whether people have enough information to identify reliable borrowers among their peers and if they can help enforce loan repayment. They found that when given incentives, peers were not effective at screening for creditworthiness, but they were effective at...

Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Researchers introduced a convenient and hygienic sanitary product, reusable menstrual cups, to Nepalese girls in the seventh and eighth grades. Their evaluation addressed several questions: Is menstruation as large a barrier to education as many believe? Does switching to modern sanitary products...