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Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

Deposit Collectors in the Philippines

Researchers evaluated the impact of a door-to-door deposit-collecting service, which regularly collected funds from clients’ homes to be deposited at a local bank, on clients’ savings. Results demonstrated that clients who lived farther from a bank were more likely to take up the service, and...

Training and Capital for Microentrepreneurs in Chile

Claudia Martinez
Esteban Puentes
Jaime Ruiz-Tagle
Researchers partnered with the Chilean Ministry of Social Development to evaluate a micro-entrepreneur training and cash transfer program in Chile. They examined the effects of business training and cash transfers on individual employment and income. The program increased total employment, income...