Evaluations

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Cognitive behavioral therapy (CBT) may be an effective mental health approach for people living in poverty, who are especially vulnerable to mental distress and face unique demands on their mental “bandwidth.” Researchers worked with Innovations for Poverty Action and the University of Ghana Medical...