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The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Improving Employability, Earning Potential, and Sexual Behaviors through Vocational Training for Youth in Malawi

Yoonyoung Cho
Davie Kalomba
Victor Orozco
In Malawi, researchers evaluated the impact of a vocational training program on youth's skills, economic outcomes, and well-being. While the training generally improved skills and well-being, it had more positive effects for men compared to women, and had no impact on labor market outcomes in the...

Using Behavioral Economics to Help Individuals Reduce Debt in the United States

Researchers designed and piloted a program called Borrow Less Tomorrow (BoLT) that took a behavioral approach to debt reduction, combining an accelerated loan repayment schedule with peer support and reminders. Results from a sample of free tax-preparation clients in Tulsa, United States suggest a...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Transport Subsidies and Job Matchmaking in South Africa

In sub-Saharan Africa, youth unemployment is expected to reach 50 percent by 2025. One reason for high unemployment among this group is that youth may live geographically far from where many jobs are located, making traveling to search for employment difficult and expensive. Researchers conducted a...

Changing Behavior and Nutrition through Health Education in China: Evidence from three randomized evaluations

Renfu Luo
Alexis Medina
Scott Rozelle
Yaojiang Shi
Linxiu Zhang
Huiping Zhang
Health education campaigns are often seen as a way to promote healthy behaviors and encourage the adoption of inexpensive life-saving and life-improving technologies. Researchers evaluated three health education campaigns for parents that aimed to reduce iron-deficiency anemia among primary school...