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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

Microfinance to Increase Agricultural Technology Adoption among Rural Farmers in India

Christopher Robert
Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.