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In partnership with an education assessment firm, researchers conducted a randomized evaluation to isolate the impact of computer-based individualized instruction in India. After nine months, lower-performing students in grades six to eight learned 22 percent of a standard deviation more in math if...

Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Researchers evaluated how different ways of asking questions in surveys affect workers’ likelihood of reporting harassment at a firm in Bangladesh. A survey technique that gave people plausible deniability led to workers reporting more abuses, allowing the firm to access more accurate data on the...