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Researchers leveraged existing randomization to evaluate the impact of ERA programs during the pandemic in four urban areas in the United States on measures of housing stability, financial security, and mental health. Receipt of rental assistance increased rent payment in the short term and modestly...

Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

In partnership with an education assessment firm, researchers conducted a randomized evaluation to isolate the impact of computer-based individualized instruction in India. After nine months, lower-performing students in grades six to eight learned 22 percent of a standard deviation more in math if...

In Zambia, researchers examined the impact of access to seasonal credit on farming households’ consumption, labor allocation, and agricultural output. The results suggest that access to food and cash loans during the lean season increased agricultural output and consumption, decreased off-farm labor...