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Marketing Rainfall Insurance in India

Sarthak Gaurav
Jeremy Tobacman
Researchers conducted a randomized evaluation to test the impact of providing financial literacy education alongside various marketing strategies to small-scale farmers in Gujarat, India, on their demand for rainfall index insurance. Financial education had a significant effect on adoption of...

Interest Rate Subsidies and Savings Behavior in Kenya

A randomized evaluation in rural Kenya found that offering higher short-term interest rates on a savings account substantially increased bank account use two and a half years for after the promotional rate ended. Offering the interest rate promotion on individual bank accounts also increased...

Supplementing Savings Groups with External Funds to Expand Access to Lending in Uganda

Researchers conducted a randomized evaluation to test whether supplementing SGs with additional funds impacts SG members' financial access and behavior. Capital infusions to Sgs increased members' access to loans and members received more money at the end of year payout, without increasing defaults...

The Effects of Crowdsourced Information Sharing on Farmers and Agricultural Markets in Pakistan

Buyers often have limited information on service quality in low- and middle-income countries. In the absence of information, buyers may receive low quality services or may choose not to seek out service at all, limiting potential benefits for households. Researchers evaluated a program in Pakistan...