News

In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

Researchers are conducting a randomized evaluation to test the impact of providing emergency job retention assistance to firms and workers on firm survival, worker-firm match survival, and labor market outcomes for firm owners and workers in Ghana’s informal sector. Research is ongoing; results are...

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Researchers conducted a randomized evaluation to test the impact of text message reminders on rates of failure to appear in court (FTA) among people who are unhoused and housed in rural Shasta County, California. The reminders reduced FTA rates for the housed population, but did not impact FTA rates...

Researchers conducted a randomized evaluation during the summer months of 2023 to test the impact of using contracts or contests to encourage energy savings and assess their cost-effectiveness. Researchers found that contests and contracts achieved similar levels of energy savings. However, contests...

Researchers evaluated the impact of auto-scheduling appointments with targeted messages and nudge reminders on primary care engagement within four months after delivery for postpartum individuals with diabetes, hypertension, mental illness, or obesity in the United States. Individuals who received...

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...