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In partnership with an education assessment firm, researchers conducted a randomized evaluation to isolate the impact of computer-based individualized instruction in India. After nine months, lower-performing students in grades six to eight learned 22 percent of a standard deviation more in math if...

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.

Can monetary incentives induce rural farmers to migrate to cities and pursue seasonal labor opportunities during times of famine?

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.