Evaluations

The proliferation of mobile money across low- and middle-income countries has led to increased availability of mobile payment systems, which can potentially allow more flexible payment terms for customers. Subsidies increased the use of mechanized desludgings, while pre-paid deposit requirements had...

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

Researchers offered market vendors and bicycle taxi drivers in rural Kenya the opportunity to open a savings account at no cost. The formal savings accounts increased savings, productive investments, and expenditure levels among female micro-entrepreneurs, but not among males.

In Cameroon, researchers evaluated the impact of various HIV prevention interventions delivered through schools on girls and young women’s exposure to risk. The interventions decreased the incidence of pregnancy (a marker for unprotected sex) in the following nine to twelve months by over 25 percent...

Researchers sought to test whether intensive job counseling with a private provider is an effective means of increasing employment rates, even for a population with such a low attachment to the labor market. Results suggested that job-counseling increased employment rates among counseled individuals...

In Uganda, researchers evaluated whether offering financial education or group savings accounts to church-based youth groups increased savings. One year after the intervention ended, they found that total savings and income had increased among youth who were offered financial education, group...