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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Peer Effects, Diversity, and College Roommates in the United States

Johanne Boisjoly
Jacque Eccles
Researchers in the United States assessed the impact on college students of having a roommate from a different race. White students assigned to a black roommate were more likely to endorse affirmative action policies than those assigned to a white roommate. Other factors, such as having roommates...