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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Providing Credit Information to Borrowers to Improve Repayment in Guatemala

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

Information Disclosure, Incentives, and Energy Costs in the United States

Richard Sweeney
Researchers worked with a large nationwide retailer in the United States to test whether sharing information, and providing subsidies and sales incentives had an effect on the demand for energy efficient water heaters. Results showed that information alone did not increase demand, and a $100 rebate...

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Intensive Case Management to Overcome Barriers to Self-Sufficiency in the United States

Researchers worked with the City of Rochester and local social service providers to evaluate the Bridges to Success program, in which participants were paired with mentors who helped them move towards economic self-sufficiency.

The Impact of Targeted Mailers to Re-Engage US Voters with Criminal Convictions

Laurel Eckhouse
Eric Foster-Moore
Allison Harris
Hannah Walker
Researchers evaluated the impact of targeted mailings encouraging people with criminal records to register to vote on voting behavior in North Carolina. Mailers increased both voter registration and general election turnout among people with past criminal convictions.

The Role of Financial Incentives in Recruiting Public Sector Employees

The ability and integrity of civil servants can have important consequences for the lives of the poor. Researchers analyzed the impact of financial incentives and characteristics of the work environment on attracting qualified applicants to Mexico’s public sector. Offering higher wages attracted...