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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Extending Health Insurance to the Informal Sector Through Microfinance in Nicaragua

Freddy Solis Diaz
Martha Azucena Gonzalez
Laurel Hatt
Mursaleena Islam
This evaluation measured the determinants of insurance enrollment as well as the impacts of having insurance for informal sector workers by randomly varying the costs and convenience of signing up for a government health insurance program available to formal and informal sector workers in Nicaragua...

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Financial Trust Workshops to Encourage Savings Behaviors in Peru

Camila Navajas Ahumada
Researchers conducted a randomized evaluation in rural Peru to assess the impact of providing a workshop designed to foster trust in banks on participants’ levels of trust, financial literacy, and saving and account use patterns of cash transfer recipients. Overall, participants who were offered the...

Informing Policy with Research in Brazil

Juan Francisco Santini
Researchers partnered with the National Confederation of Municipalities (CNM) in Brazil to evaluate the impact of access to research results on policymakers’ demand for research findings and interest in adopting evidence-informed policies. Policymakers were willing to pay for research findings and...

Small and Medium Enterprise Financing and Mentoring Services in Emerging Markets in the Dominican Republic

Alejandro Drexler
Researchers conducted a randomized evaluation with a bank in the Dominican Republic to compare the impact of two distinct programs: standard accounting training versus a simplified, rule-of-thumb training that taught basic financial heuristics.