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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Extending Health Insurance to the Informal Sector Through Microfinance in Nicaragua

Freddy Solis Diaz
Martha Azucena Gonzalez
Laurel Hatt
Mursaleena Islam
This evaluation measured the determinants of insurance enrollment as well as the impacts of having insurance for informal sector workers by randomly varying the costs and convenience of signing up for a government health insurance program available to formal and informal sector workers in Nicaragua...

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Prompting Microfinance Borrowers to Save in Guatemala

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

Using GPS-enabled Cellphones to Monitor Agricultural Extension Agents in Paraguay

Researchers partnered with the Government of Paraguay to measure the impact of a new monitoring technology—GPS-enabled cell phones—on the job performance of agricultural extension agents (AEAs). Overall, cell phones improved AEAs’ performance by increasing the share of farmers visited, and...

Financial Coaching in Peru

Researchers will evaluate the impact of the program on the employees’ financial decisions related to credit, savings, and money management.

Protecting Fisheries through Enforcement and Information Campaigns in Chile

In partnership with the Chilean National Fish Service (Sernapesca), researchers conducted a randomized evaluation to test the impact of enforcement visits to fish markets and a consumer information campaign on the illegal sale of hake fish. They found that both the information campaign and...

Small and Medium Enterprise Financing and Mentoring Services in Emerging Markets in the Dominican Republic

Researchers conducted a randomized evaluation with a bank in the Dominican Republic to compare the impact of two distinct programs: standard accounting training versus a simplified, rule-of-thumb training that taught basic financial heuristics.

Investing Cash Transfers to Raise Long-Term Living Standards in Mexico

Sebastian Martinez
Marta Rubio-Codina
Researchers conducted a randomized evaluation of the impact of the Oportunidades CCT program in Mexico on recipients’ investments decisions and long-run poverty levels. They found that the cash transfers promoted long-term increases in consumption through investment in productive activities...