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Interest Rate Sensitivity Among Village Banking Clients in Mexico

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Military Conscription and Crime in Argentina

Researchers evaluated the effect of Argentina’s lottery-based conscription on draftees’ criminal activity. They found that conscription increased crime rates among draft-eligible Argentinians, especially those serving longer or during times of war.

Evaluating Village Savings and Loans Associations in Malawi

Beniamino Savonitto
Bram Thuysbaert
In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.

Countering Covid-19 Misinformation through WhatsApp in Zimbabwe

In this randomized evaluation in Zimbabwe, researchers studied how social media messages targeting misinformation can affect people’s beliefs about and responses toward Covid-19. The study found that these messages increased participants’ knowledge of Covid-19 information by 7 percentage points and...

Leveraging Social Networks for Job Referrals in India

Many firms rely on social networks to find potential employees, and to find out more information about them. In Kolkata, India, researchers tested whether using social networks for recruitment was an effective strategy for finding highly qualified candidates in a laboratory setting. They found that...

The Impact of Personalized Information on Informed School Choice in Chile

Researchers conducted a randomized evaluation to measure the impact of an information program on parental school choice and long-term student achievement. They found that the intervention shifted household school choices of those who were not enrolled before the intervention toward establishments...