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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Characterizing Firm-Level Discrimination

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

Increasing Financial Aspirations to Improve Financial Decision-Making and Outcomes in the Philippines

David McKenzie
Aakash Mohpal
Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

Smart Meters: Do Prices Matter to Their Adoption and Do They Save Energy?

Michael Price
Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

Discrimination in the Job Market in the United States

Researchers examined the level of racial discrimination in the United States labor market by randomly assigning identical résumés black-sounding or white-sounding names and observing the impact on requests for interviews from employers. Results found that résumés with white-sounding names received...

Project Generasi: Conditional Community Block Grants in Indonesia

Junko Onishi
Susan Wong
Researchers partnered with the Government of Indonesia to evaluate the impact of community block grants and the additional effect of performance incentives. They found that community block grants improved health and education in Indonesian villages, and adding performance incentives sped up...

Graduating the Ultra-Poor in Peru

Bram Thuysbaert
Researchers evaluated a multi-faceted approach aimed at improving long term income of the ultra-poor in Peru. They found that the approach had long-lasting economic and self-employment impacts and that the long-run benefits, measured in terms of household expenditures, outweighed their up-front...

School Libraries and Language Skills in Indian Primary Schools: A Randomized Evaluation of the Akshara Library Program

Evan Borkum
Fang He
Researchers partnered with the Akshara Foundation in Bangalore, India to evaluate the impact of hiring trained librarians in primary schools on students’ academic achievement. Overall, the intervention had little effect on students' language, math, and science skills and had no impact on student...