Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Enrique Seira Bejarano
Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Scaling and Unpacking a Successful Summer Jobs Program

Recent studies have found that summer youth employment programs appear to generate large declines in the rates of violent crime—a significant finding for urban policymakers seeking to create safer, more vibrant cities.