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Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.

Temporary Labor Migration as Mitigation: Strategies for Managing Seasonal Famine in Bangladesh

Can monetary incentives induce rural farmers to migrate to cities and pursue seasonal labor opportunities during times of famine?

Microfinance to Increase Agricultural Technology Adoption among Rural Farmers in India

Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.

What is the Impact of Housing Microfinance and Construction Quality Support? A Rigorous Impact Evaluation

Researchers are conducting a randomized evaluation to test the impact of providing microloans for housing to the underprivileged in the Menia governorate on the improvement of families' well-being.

School Grants and Parents' Education Spending in India

Pramila Krishnan
Venkatesh Sundararaman
Researchers studied how a school grant program affected learning outcomes and household spending. After the first year of the grant program, students in treatment schools performed significantly better than those in comparison schools, but by the end of the second year, there was no detectable...