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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Interest Rate Sensitivity Among Village Banking Clients in Mexico

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Military Conscription and Crime in Argentina

Researchers evaluated the effect of Argentina’s lottery-based conscription on draftees’ criminal activity. They found that conscription increased crime rates among draft-eligible Argentinians, especially those serving longer or during times of war.

Increasing Profits through Subsidized Microenterprise Relocation in Uganda

Those self-employed in microenterprises, who often report low profits and own few assets, account for fifty percent of the labor force in low-income countries. Researchers are conducting a randomized evaluation to test the effect of relieving constraints to microenterprise relocation on business...

Evaluating Village Savings and Loans Associations in Malawi

Beniamino Savonitto
Bram Thuysbaert
In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.

The Impact of Sexual Harassment Awareness Training on Attitudes and Norms in India

Karmini Sharma
The researcher evaluated the impact of a sexual harassment training on the incidence of sexual harassment, opposite sex relationships, and attitudes and beliefs towards sexual harassment in India. Overall, the training reduced extreme forms of sexual harassment in the short run and intermediate...

Leveraging Social Networks for Job Referrals in India

Many firms rely on social networks to find potential employees, and to find out more information about them. In Kolkata, India, researchers tested whether using social networks for recruitment was an effective strategy for finding highly qualified candidates in a laboratory setting. They found that...