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Sensitivity to Interest Rates and Account Ownership Requirements for a Commitment Savings Account in the Philippines

Researchers worked with First Valley Bank in the Philippines to evaluate the impact of varying the interest rate and account ownership requirements on demand for commitment savings accounts. While savings account take-up was 23 percent, neither the interest rates nor the ownership requirements...

The Impact of a Tax Holiday Lottery in Uruguay

Thad Dunning
Felipe Monestier
Rafael Piñeiro
Fernando Rosenblatt
Guadalupe Tuñón
Researchers tested in the case of Montevideo, Uruguay the impact of winning a tax holiday on subsequent tax compliance. Winners of the tax holiday lottery were 3 percentage points less likely to pay taxes in subsequent payment cycles, likely because the holiday disrupted the habit of tax paying, and...

Empowering Citizens through Community-Based Development Empower Citizens in Ghana

Researchers conducted a randomized evaluation to test the impact of community-based development on political participation, public goods provision, and individual well-being in Ghana. They found that, although the community engagement program led to changes in local leadership, it was not an...

Closing the Early Learning Gap for Roma Children in Bulgaria

Elise Huillery
Joost de Laat
Kindergarten education is vital for a child’s success in primary school and later in life. However, kindergarten enrollment rates of children from ethnic minorities remain low. Researchers measured the impact of providing incentives and information about the importance of early education on the...

The Welfare Effects of Behavioral Energy Conservation in the United States

In the United States, researchers evaluated the social welfare impacts of one very popular nudge to decrease energy consumption—Home Energy Reports (HERs). While they found that the HERs increased social welfare overall, these gains were far less than those reported by previous evaluations that did...

Agricultural Microinsurance for Sugar Cane Farmers in Kenya

Researchers partnered with a large sugar cane company to see if delaying the premium payment until after the harvest would increase farmers’ demand for insurance. Researchers found that farmers were much more likely to purchase insurance when the payments were delayed until after the harvest.