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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Changing Financial Incentives for Medicare Providers to Encourage Home Dialysis in the United States

Liran Einav
Yunan Ji
Researchers analyzed the impact of a new reimbursement model to incentivize end-stage kidney disease providers and facilities to provide home dialysis on home dialysis rates. During the first year of the study, there was no statistically significant difference in home dialysis rates between hospital...

Reducing Energy Consumption and Greenhouse Gas Emissions through Energy Efficient Retrofits: Evidence from Low-Income Households

Researchers evaluated the impact of a residential energy efficiency program on energy savings and carbon emissions in the United States. They found that energy savings equaled only about half of the upfront cost of the program, which were far less than projected.

The Impact of Free Tuition Program Design on College Applications and Enrollment in the United States

Elizabeth Burland
Katherine Michelmore
Stephanie Owen
Shwetha Raghuraman
Researchers investigated how two different free tuition programs for low-income students affected application and enrollment to the University of Michigan. An unconditional offer substantially increased application and enrollment while a conditional offer had a much smaller effect on applications...

Leveraging Social Networks for Job Referrals in India

Many firms rely on social networks to find potential employees, and to find out more information about them. In Kolkata, India, researchers tested whether using social networks for recruitment was an effective strategy for finding highly qualified candidates in a laboratory setting. They found that...

Information Provision via Mobile Phones to Increase Mobile Banking in Ghana

Researchers partnered with Opportunity International Savings and Loans Limited (OISL) to conduct a randomized evaluation to test the impact of high-frequency interactive voice response (IVR) calls on people’s use of mobile banking services and their financial behaviors in Ghana. People who received...