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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Improving Financial Inclusion through Mobile Banking in Bangladesh

Researchers partnered with bKash, one of the leading mobile money providers in Bangladesh, to evaluate the impact of targeted training programs on mobile banking uptake among migrant households. Training increased migrants’ and their families’ adoption of mobile banking, with women adopting the...

The Impact of Unconditional Cash Transfers on Health Outcomes in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers evaluated the impact of a US$1,000 monthly unconditional cash transfer to individuals with low incomes for three years on health outcomes including nutrition, sleep, health care access and use, and physical and mental health. Those who received the large cash transfer spent more on...

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Human-AI Cooperation to Improve Tutoring in the United States

Dora Demszky
Ana Ribeiro
Carly Robinson
Rose E. Wang
In collaboration with FEV Tutor, researchers conducted a randomized evaluation to study whether Tutor CoPilot, an AI language model tool, could enhance tutoring quality and improve student learning outcomes in math. Researchers found that tutor access to Tutor CoPilot improved student learning...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.