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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

The Effect of Text Message Reminders on Failure to Appear in Court in the Rural United States

Researchers conducted a randomized evaluation to test the impact of text message reminders on rates of failure to appear in court (FTA) among people who are unhoused and housed in rural Shasta County, California. The reminders reduced FTA rates for the housed population, but did not impact FTA rates...

Incentivizing Households to Save Energy in Hanoi, Vietnam

Jorge Lemus
Guillermo Marshall
Chi Ta
Researchers conducted a randomized evaluation during the summer months of 2023 to test the impact of using contracts or contests to encourage energy savings and assess their cost-effectiveness. Researchers found that contests and contracts achieved similar levels of energy savings. However, contests...

Reducing Administrative Burden for Postpartum Individuals Accessing Primary Care in the United States

Researchers evaluated the impact of auto-scheduling appointments with targeted messages and nudge reminders on primary care engagement within four months after delivery for postpartum individuals with diabetes, hypertension, mental illness, or obesity in the United States. Individuals who received...

Information Provision via Mobile Phones to Increase Mobile Banking in Ghana

Researchers partnered with Opportunity International Savings and Loans Limited (OISL) to conduct a randomized evaluation to test the impact of high-frequency interactive voice response (IVR) calls on people’s use of mobile banking services and their financial behaviors in Ghana. People who received...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

The Impact of Doubling Teacher Salary on Student Performance in Indonesia

Researchers examined the impact of doubling teacher salary on student and teacher performance in Indonesia. This intervention had some positive effects on teachers: they reported higher levels of satisfaction with their jobs and less financial stress and were less likely to have a second job...