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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

The Impact of Contraceptive Subsidies for Individuals in the United States

Jennifer Barber
Lea Bart
Vanessa Dalton
Daniel Eisenberg
Paula Fomby
Vanessa Lang
Alexa Prettyman
In this randomized evaluation, researchers partnered with Planned Parenthood of Michigan to give vouchers for contraception to evaluate the impact of contraceptive costs on method choice. Those who received the vouchers were more likely to buy contraceptives and buy more expensive methods than those...

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.

Impacts of Conditional Cash Transfer Programs on Voting in Honduras

In this randomized evaluation in Honduras, researchers assessed how the national Programa de Asignación Familiar (Family Allowance Program) CCT program, which provided a combination of transfers to households and transfers to support public goods, influenced voting in local and national elections...

SMS Reminders for Patient Compliance with Tuberculosis Treatment in Pakistan

Aamir Khan
Shama Mohammed
In this study, researchers evaluated the impact of daily SMS medication reminders on treatment outcomes for tuberculosis patients. The study found that SMS reminders had no impact on treatment outcomes, self-reported adherence to the treatment regime, or self-reported physical and psychological...