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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

Generating Skilled Self-Employment in Uganda

Sebastian Martinez
Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...

Investigating Rural Labor Markets Among the Ultra-Poor in Northern Ghana

Researchers designed an employment program in northern Ghana and evaluated participants’ willingness to engage in paid labor and carry out complex tasks on the job.

Nudging Good Politicians in the Philippines

Researchers conducted a randomized evaluation to test the impact of an all-expense-paid three-day leadership training workshop on incentivizing honest and competent youth to run for a village youth council.

Understanding the Preferences and Productivity of Workers in the United States

Understanding workplace incentives and the motivations of workers is important for increasing workplace productivity and organizational efficiency. Many have suggested that employees are altruistic, willing to work harder when they believe that the amount of effort they exert in their job directly...

The Impact of Price Information on Informal Traders in Kenya and Uganda

The researcher used a randomised evaluation in Kenya and Uganda to study the impact of varying access to information about prices in buying and selling markets, and encouraged informal traders to enter new markets and take advantage of price differences.