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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Increasing Savings and Reducing Credit Card Reliance among Low-Income U.S. Households

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

Deterring Drunk Driving in India

To investigate which strategies are most effective at preventing drunk driving and reducing traffic accidents, researchers partnered with the Rajasthan Police in India to evaluate an anti-drunk driving program using sobriety testing checkpoints. Overall, the anti-drunk driving program was effective...

The Effect of a Nonpartisan Get-Out-the-Vote Drive in the United States

To evaluate potential methods of increasing voter participation, researchers examined the effect of a simple nonpartisan leaflet (e.g., a printed card) on voter turnout in the 1998 general election in the US city of Hamden, Connecticut. The card had no impact on turnout of voters registered with one...

Financial Trust Workshops to Encourage Savings Behaviors in Peru

Camila Navajas Ahumada
Researchers conducted a randomized evaluation in rural Peru to assess the impact of providing a workshop designed to foster trust in banks on participants’ levels of trust, financial literacy, and saving and account use patterns of cash transfer recipients. Overall, participants who were offered the...

Can Active Labor Market Policies Combat Youth Unemployment in Denmark?

Jonas Maibom
Michael Svarer
Following the 2007 financial crisis and the subsequent increase in youth unemployment, the Danish government intensified programs aimed at helping young job seekers find work. These programs, also known as active labor market programs (ALMPs), typically include job search counseling, training...