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The Impact of Disbursing Microfinance Loans via Mobile Money Accounts in Uganda

Researchers conducted a randomized evaluation to test disbursing microfinance loans through digital accounts on business outcomes in Uganda. Women who received their loan through a digital account experienced higher business capital and profits compared to those who received their loans via cash.

The Impact of Defaults and Financial Incentives on Savings Decisions on a Mobile Money Platform in Afghanistan

Joshua Blumenstock
In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...