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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Role of Extrinsic and Intrinsic Motivations for Tax Compliance in Germany

Researchers partnered with a Protestant church district in metropolitan Bavaria, Germany, to conduct a field experiment to reveal taxpayers’ motivations to comply with a local church tax. Researchers found that simplifying the tax notification, highlighting the possibility of tax enforcement, and...

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

The Impact of Unconditional Cash Transfers on Consumption and Household Balance Sheets in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers conducted a randomized evaluation testing the impact of monthly cash transfers of $1,000 to low-income individuals in Texas and Illinois on household expenditures, debts and assets, and financial health. The study found that receiving the cash transfer increased spending by $310 per...

Generating Skilled Self-Employment in Uganda

Sebastian Martinez
Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...

Empowering Female Migrant Workers to Access Quality Overseas Placement Services in Indonesia

Researchers conducted a randomized evaluation to test the impact of providing information about the quality of migration agencies to potential migrants on migration choices and welfare. Information reduced the rate of migration in the short term, which lowered workers’ use of low-quality agencies...

Improving Immunization Coverage Through Incentives, Reminders, and Social Networks in India

Victor Chernozhukov
Suresh Dalpath
Mert Demirer
Iván Fernández-Val
Matthew Jackson
Francine Loza
Anna Schrimpf
Maheshwor Shrestha
Researchers worked with the state government to evaluate the impact of three programs to build demand for vaccination: local immunization ambassadors, small, non-financial incentives, and tailored SMS reminders. The most effective policy option increased measles vaccination by approximately 55...