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Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey

Researchers evaluated the impact of informational reminders and price discounts on bank clients’ overdraft usage in Turkey. While messages on the availability of overdraft protection services increased usage, messages promoting an overdraft discount actually reduced overdraft usage, potentially...

Do Workers Value Non-traditional Work Arrangements in the United States?

Employees may value alternative work arrangements like flexible scheduling and working from home and dislike schedules that vary from week to week on short notice. However, there is little evidence on how much these alternative work arrangements actually matter to employees. Researchers gave US job...

The Impact of Encouragement and Assistance on Benefits Take-Up in the United States

Most eligible workers who receive the Earned Income Tax Credit (EITC), a cash transfer program geared toward low-income workers with dependents, receive the credit as an annual lump sum payment, even though they are eligible to receive the credit in the form of monthly disbursements throughout the...