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The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

The Effect of Health Insurance on Child Labor in Pakistan

As of 2016, an estimated 151.6 million children aged 5 to 17 were engaged in child labor globally. For low-income households, economic shocks such as expensive accidents or illness are important determinants of child labor, as parents might have to send children to work for additional income...

Anonymity or Distance? Removing Obstacles to Youth Employment in Urban Ethiopia

Researchers evaluated and compared the impact of two different job search assistance policies on employment outcomes for young job seekers in Addis Ababa. Helping youth signal their skills to employers improved their earnings and job duration four years later, especially for youth who would usually...

The Indirect Effects of a Campaign Against Electoral Violence in Nigeria

Researchers conducted a randomized evaluation in Nigeria to determine whether a campaign against electoral violence could spread through social networks to affect the perceptions and behaviors not only of the individuals targeted by the campaign but also others to whom they have social ties. The...

The Importance of Management Support for Teacher-Led Targeted Instruction in Ghana

Anne Fitzpatrick
Researchers partnered with Ghana Education Services (GES), The National Teaching Council (NTC), The National Council for Curriculum and Assessment (NaCCA), The National Inspectorate Board (NIB), and UNICEF to evaluate whether additional managerial support from head teachers and circuit supervisors...

Encouraging Behavioral Change to Improve Road Safety in Kenya

In Kenya, researchers introduced a messaging campaign on matatus (local buses) to encourage individuals to speak up against reckless driving and reduce road accidents rates. Placing these stickers in the passenger area of matatus decreased insurance claims rates, average speed, and number of road...

Economic and Behavioral Effects of Increasing Sleep Among Low-Income Workers in India

Sleep deprivation has a negative impact on individuals’ physical and psychological well-being. Researchers evaluated whether providing information and encouragement, improvements to home sleep environments, and in some cases financial incentives increased sleep duration, sleep quality, and the...

The Impact of Light-touch Employer-led Interventions on Attitudes Around Women's Work in India

Researchers evaluated the impact of two light-touch interventions (an orientation video for families, and a guided conversation between women and their families) on gender norms related to women’s work and increase labor force participation. Researchers did not find meaningful changes in support of...