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The Impact of a Financial Literacy Program in South Africa

Christian Salas Pauliac
Veronica Postal
Bilal Zia
Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

Information and Price Variations to Reduce Residential Energy Use in the United States

Researchers evaluated the effects of introducing price increases during peak periods and also real-time information about electricity usage to residential customers in the United States. Households that received feedback about usage reduced consumption and individuals were more responsive to pricing...

Returns to Apprenticeship Training in Ghana

Researchers measured the impact of a government apprenticeship program for youth in Ghana on wages, employment, skills, fertility, migration, and other outcomes. The results suggest that apprenticeship programs can provide youth with skills and transition them into self-employment.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Unconditional Cash Transfers to Increase General Welfare and Local Public Finance in Kenya

Providing cash grants to low-income households without any strings attached has been proven to have various benefits on the lives of those who receive the transfers, but less is known about how this sudden influx of income affects the local economy and people living nearby. In western Kenya...

Interfirm Relationships and Business Performance in China

Can facilitating relationships between small- and medium-sized businesses help them grow? In Jiangxi Province, China, researchers conducted a randomized evaluation to study the impact of business relationships on firm performance. Monthly meetings among firms increased sales, profits, and other...

Supplementary Math Courses For Girls to Improve Numeracy Skills and Professional Aspirations in Benin

Markus Opalade
Researchers are evaluating the impact of temporary supplemental math teachers on girls’ numeracy skills, professional aspirations, and early career labor market outcomes.