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The Impact of Defaults and Financial Incentives on Savings Decisions on a Mobile Money Platform in Afghanistan

Joshua Blumenstock
In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Mobilizing Local Leaders to Rebuild the Social Compact in Pakistan

Researchers will investigate whether mobilizing local political leaders to strengthen the link between local collections and urban services can increase citizens’ willingness to pay for services, improve service delivery, and ultimately revitalize the social compact.