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Displaying 273-280 of 319

Text Message Reminders and Incentives to Save in Bolivia

Researchers evaluated the effectiveness of sending text message reminders to clients holding programmed savings accounts.

Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

Savings Accounts for Village Micro-Entrepreneurs in Kenya

Jonathan Robinson
Researchers offered market vendors and bicycle taxi drivers in rural Kenya the opportunity to open a savings account at no cost. The formal savings accounts increased savings, productive investments, and expenditure levels among female micro-entrepreneurs, but not among males.

Spousal Control and Intra-Household Decision Making in the Philippines

Researchers designed a field study to identify how information and communication affect intra-household decisions. They found that Filipino spouses who don't control the household spending and savings decisions deposit money into their own accounts in private settings and commit it to consumption...

Using Alarm Boxes to Combine Commitment and Reminders for Savings in Bolivia

In Bolivia, researchers investigated whether alarm boxes, designed to both remind people to save and to keep their savings safe, could have an effect on savings rates among microfinance clients.

Teaching Savings Practices to Ugandan Youth

In Uganda, researchers evaluated whether offering financial education or group savings accounts to church-based youth groups increased savings. One year after the intervention ended, they found that total savings and income had increased among youth who were offered financial education, group...

Offering Cash and In-Kind Transfers to Grow and Sustain Microenterprises in Sri Lanka

Researchers provided small one-time grants to microenterprises in Sri Lanka to measure the impact of the additional capital on business profits two and five years later. They found that cash and in-kind grants increased business profits for male owners in the short and long term, but did not lead to...

Demand for Rainwater Harvesting Devices in Uganda

In Uganda, researchers studied the demand for rainwater storage devices, the effectiveness of various marketing strategies in promoting them, and their impact on indicators such as school attendance and women’s participation in the labor market.