Evaluations

This evaluation examined the direct impact of providing small consumer loans to marginally creditworthy individuals in South Africa on their credit access, investment, and well-being, as well as the profitability of these loans for lenders. Results found approving loans for marginally creditworthy...

Researchers are partnering with a leading mobile network operator to investigate how the internet affects financial and economic outcomes, particularly for women.

Researchers conducted a randomized evaluation of a cash transfer program in Morocco to estimate the impact on attendance and enrollment of a “labeled cash transfer” (LCT): a small cash transfer made to parents of school-aged children in poor rural communities, not conditional on school attendance...

Borrowers categorized as subprime, or financially risky, are generally seen as heavily reliant on debt and, consequently, as vulnerable to interest rate increases. Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its...

Researchers re-examined data from previous studies in Ghana, India, and Sri Lanka to better understand the impact of credit and cash grant variations on micro-enterprise profits. Their results suggest that the gender gap in micro-enterprise performance was not due to ability, but rather to women’s...